MetVay is not a lending institution and does not issue loans. MetVay’s service assists users in comparing and selecting reputable lending partners that offer a variety of financial products to meet their needs. The service helps evaluate trustworthy lending partners with diverse financial products, offering flexible repayment periods ranging from 91 to 180 days, with a minimum APR of 0% and a maximum of 20%. MetVay does not charge a service fee. The ultimate cost that borrowers have to repay depends on each individual loan. Users will receive complete and accurate information about APR, as well as all fees, before signing the loan agreement.

For example: if you borrow $100,000 and choose to repay it over 6 months (180 days), your monthly payment would be $1,833, and the loan interest would be $1,666.67 per month (APR = 20%). The total amount you would have to repay is $110,000.